WEFI Loan OS
Support the business processes behind retail and corporate lending — from application and credit assessment through approval, servicing, collections and recovery.
WEFI Loan OS is the business-facing lending platform, orchestrating origination, credit workflows, servicing and collections on WEFI Runtime while your systems of record remain authoritative for financial data where configured.
Overview
WEFI Loan OS supports the business processes behind retail and corporate lending — application, credit assessment, approval, servicing, collections and recovery — connected to credit bureaus, core banking and other systems through WEFI Integration.
Features
Retail lending
Individual loan application, assessment and disbursement workflows.
Corporate lending
Multi-party corporate credit processes with structured approvals.
Loan origination
Configurable application intake, scoring hooks and approval hierarchies.
Credit workflows
Model credit assessment and approval as governed WEFI Runtime processes.
Loan management
Servicing, repayment schedules and account maintenance through the loan lifecycle.
Collections
Structured arrears management and collections workflows.
Recovery
Recovery processes for delinquent accounts.
Collateral
Track collateral associated with secured lending products.
Benefits
One lending lifecycle
Origination through recovery on a single connected platform.
Governed credit decisions
Credit and approval workflows run through WEFI Runtime and WEFI Policy.
Integrated, not isolated
Connects to core banking and credit bureaus rather than operating as a silo.
Use cases
- Retail loan origination and servicing
- Corporate and commercial lending workflows
- Collections and arrears management
- Recovery process orchestration
Integrations
Frequently asked questions
Related solutions
See WEFI Loan OS in action
Book a personalized demo with our product specialists — no obligation.